Request for Consent to Allow the Provision of Personal Information to Third Parties

The Personal Information Protection Law states that entities handling personal information (including the FTFHIA) may not offer personal information to third parties without obtaining the prior consent of the individual concerned. However, in cases where, the insured persons have not specifically and clearly expressed opposition or reservations following advance notice of the intention to offer this information, it can be assumed that the tacit agreement of the insured persons has been obtained for normal necessary uses of personal information that are beneficial to the insured person or for which obtaining the clear agreement of the insured persons themselves would not only impose a major burden on the entities but also cannot be deemed entirely rational for these the insured persons. The FTFHIA is already conforming to the guidelines of the Ministry of Health, Labour and Welfare (MHLW) in respect of the following items, and since they correspond to the intent of the guidelines, requests the consent of the insured persons and dependents accordingly. The insured persons and dependents who do not give their consent are asked to notify the FTFHIA in writing. In the absence of such notification, the FTFHIA deems that consent has been given.

• The payment of reimbursements of high-cost medical care without application. Also, the making of such payments via the employer.
  
• The payment of additional benefits without application. Also, the making of such payments via the employer.
• The provision of medical expense notifications for the entire household to the insured person.
• The provision of eligibility information notifications for the entire household to the insured person.

Further, as an exception, it shall not be necessary to obtain the consent of the person concerned in connection with the provision of personal information to third parties of 4 items below.

• Cases based on laws and ordinances.
• Cases where it is necessary to protect human life, physical wellbeing or assets but it is difficult to obtain the consent of the person in question.
• Cases where it is particularly necessary for enhancing public health or promoting the healthy nurturing of children but it is difficult to obtain the consent of the person in question.
• Cases where state agencies or local governments, or entities entrusted by them, require cooperation in carrying out operations stipulated by laws and ordinances, and there is a risk that obtaining the consent of the person in question may impede the execution of said operations.